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World Nomads #Travel-Insurance

Updated: Aug 11, 2020

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If you are spending hundreds or thousands of dollars to book a trip, it could make sense to buy travel insurance. Travel insurance protects your investment for a trip in the event you have to cancel or cut your journey short for many reasons including weather, illness, government shutdowns, and more. Many policies also provide benefits for lost luggage or medical services received when abroad.

World Nomads is a good insurer for singles and couples looking for adventure. The Australia-based provider is a solid choice for worldwide travel with few excluded activities. Policies are underwritten by various insurers including financially strong and well-known Nationwide Mutual Insurance Company, Generali Global, AIG, and Lloyd’s.

World Nomads travelers

Coverage includes terrorist attacks, assault, medical repatriation, equipment and baggage, and overseas medical and dental. The high-end Explorer Plan covers activities including snow sports, water sports, aviation, motorsports, athletics, and high-adventure experiences.

More than 200 activities are named and many are specifically excluded by other insurers.

A solo 35-year-old would pay $205.37 for a month in Thailand, which is very reasonable for such extensive coverage. The lower-coverage Standard Plan costs $116.04 for the same trip, but it makes sense to choose higher coverage levels if you’re worried about something going wrong.

World Nomads on Vacation

This U.S.-based policy is underwritten by Nationwide (A+ rated by AM Best) with a $100,000 limit for emergency accidents and illnesses, $500,000 for emergency evacuation, $10,000 for trip cancellation (or interruption), and much more.

While it doesn’t have the same insurance reputation as some other providers, it works with very reputable companies to underwrite policies and gets generally good reviews.

Why We Chose It: Adventure travelers and digital nomads are well protected by this plan, which offers very extensive coverage ($100,000 accidents) for some of the most extreme adventures.


  • Extensive coverage with high limits for medical and emergency evacuation

  • Protects your bags, computers, and sports equipment when traveling

  • Explorer plan covers adventure sports


  • Only single-trip plans available

  • Most pre-existing conditions are not covered

  • Not all policies cover adventure sports

For more information visit

Bio. Investopedia, Best Travel Insurance Companies of 2020